These are our picks for the best credit cards across different categories (advertising disclosure). All with the goal of growing your wealth.
Best Combination of Travel + Housing Benefits
Bilt Palladium Card
- $495 Annual Fee (see all rates and fees)
- Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash
- Any Bilt Cash balance over $100 will expire at the end of each calendar year.
- Everyday Earning: 2x Bilt Points per dollar on everyday spend
- Housing Rewards: Up to 1.25x points on rent and mortgage
- Hotel Credit: $400/year via Bilt Travel
- Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
- Annual Bilt Cash: $200 credited each January
- Airport Lounges: Priority Pass membership (2 guests included) – see benefits guide
- Cell Phone Protection: Yes – see benefits guide
- Foreign Transaction Fees: None (see all rates and fees)
- Best For: High spenders who want premium perks and maximum point earning
- Further Rates & Fees Details Here
Welcome Bonus!
Our Favorite Travel Card
Offering generous rewards on travel and other popular spending categories, this card is a great option for frequent travelers. Plus, zero foreign transaction fees and other perks make this card a can’t miss.
Best for Groceries + Restaurants
American Express Gold Card
Everybody eats dinner. This delivers a standout package of dining and grocery rewards. Eating, either at home or out-and-about, is the perfect way to rack-up rewards. With generous points accrual on restaurant and U.S. supermarket purchases, plus perks for travel and entertainment, it’s one of the top cards for foodies and travelers alike. This card also offers valuable credits, like the annual dining credit for select restaurants and delivery services and a credit for Uber Eats orders, adding real value to cardholders who dine and travel regularly.
Best for Luxury Travel
Platinum Card from American Express
This iconic card offers the best luxury travel benefits with leading points accrual, great transfer partners to maximize the value of your points, top perks at lounges and rental car companies. Plus you get a variety of other benefits, like a Sax 5th Avenue credit, make this the most premium card on the market.
Best for Everyday Cards
Capital One VentureOne Rewards Credit Card
It’s always a good idea to have something that complements your category cards that earns a solid return on all purchases. The VentureOne card is just that. Earning 1.25 miles per dollar spent on any category isn’t eye-popping, but it’s a solid return for your everyday spending card.
