Best Savings Rates for March 2026

Our Top Choice: Gainbridge

One of the best interest rate on the market today is hard to beat. Every tenth counts when it comes to interest, so this is a top pick for that market-leading APY.

A Close Second: Synchrony Bank

Right behind on pure interest rate, but one of the long-time players in the HYSA space. WA is known for holding their rates high, so lock yourself into a strong APY.

A Name You Know: Betterment

This is a big name in the financial world. They’ve pioneered the robo-advisor, plus a pretty strong interest rate and welcome offers. A great choice to get in with a great brand.

SoFi High-Yield Savings Account

Interest Rate: 3.8% APY

Introductory Bonus: Up to $300

Effective First-Year Interest Rate: 6.15% (with bonus)

SoFi’s savings account may not have the highest base interest rate, but the $300 sign-up bonus makes it an excellent choice for those who can meet the deposit requirements. To qualify, you need to direct deposit $5,000 or more in the first month. SoFi also provides FDIC insurance and a checking account with interest earnings, adding extra value.

Verdict: This is the best option to maximize your savings in the next year because of the $300 sign-up bonus. Effective interest rate is the key.

Best Savings Rates this Month

Our Top Choice: Gainbridge

A Close Second: Synchrony Bank

A Name You Know: Betterment

SoFi High-Yield Savings Account