Betterment

1 quick thing!

Quick steps to getting started with Betterment Cash Reserve

  1. 1

    Open Betterment Cash Reserve Account

    Took me 5 minutes.

  2. 2

    Put some money in to start earning 4.25% today

    I started with $200.

  3. 3

    Test paying something straight from savings

    I did my car insurance.

Ready to open my Betterment account

Opens on betterment.com

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Betterment Cash Reserve Disclosures

Paid non-client. Views may not be representative. See App Store & Google Play reviews. Learn More at betterment.com/affiliate/mywealthwallet

Cash Reserve offered by Betterment LLC and requires a Betterment Securities brokerage account. Betterment is not a bank. Learn More (betterment.com/cash-portfolio). Annual percentage yield (variable) is 3.50% as of 9/21/2026 plus a 0.75% boost (“APY Boost”) on balances up to $1M for new clients with a qualifying deposit. $10 min deposit for base APY. Terms apply (betterment.com/boost); if the base APY changes, the Boosted APY will change.

FDIC insurance provided by Program Banks (betterment.com/cash-portfolio), subject to certain conditions. Up to $8M (jt.)/$4M (ind.) applies to eligible cash.

Betterment primarily earns revenue through management fees (AUM-based or flat monthly fees), compensation from program banks on cash, securities lending activities, and payment for order flow. Learn more: betterment.com/fee.